The Government of Bihar has launched the Mukhyamantri Mahila Rojgar Yojana (MMRY) to boost women’s self-employment. Under this flagship scheme, one woman from every family is eligible for an initial Direct Benefit Transfer (DBT) of ₹10,000 to start a livelihood or micro-enterprise, with a possible top-up of up to ₹2 lakh after progress assessment. Applications are open across rural and urban areas through the state’s official portals and field channels.
What the Scheme Offers
- ₹10,000 DBT as seed support to initiate a livelihood activity of the beneficiary’s choice. Funds are credited directly to the beneficiary’s bank account.
- Up to ₹2 lakh additional support after roughly six months, based on verification of activity and requirement, to help scale the enterprise.
This two-step support structure aims to reduce entry barriers for women entrepreneurs and strengthen micro-businesses across Bihar.
Quick Summary
Aspect |
Details |
|---|---|
Scheme Name |
Mahila Rojgar Yojana (Bihar) |
Benefit |
One-time DBT of ₹10,000 to eligible women |
Purpose |
Seed capital for self-employment and micro-business set-up |
Registration Start |
7 September 2025 |
Payout Window |
From 15 September 2025 (post verification) |
Application Mode |
Urban: Online; Rural: Offline via cluster-level union |
Core Requirement |
Aadhaar and active bank account in applicant’s name |
Beneficiary Scope |
No fixed cap announced at launch to widen coverage |
Official Website |
Eligibility at a Glance
- One woman per family (family defined as husband, wife, and unmarried children; special provision for single adult women without living parents).
- Age 18–60 years.
- Applicant or husband must not be an income-tax payer and must not be in government service (regular/contract).
- Aadhaar, mobile number, bank account and basic KYC are required.
- Self-Help Group (SHG) linkage is mandatory; those not linked will be assisted to join an SHG before benefits are released.
Registration and Payout Timelines
- Registrations began 7 September 2025 (rural). Urban online applications opened subsequently through the BRLPS portal.
- First instalment transfers are slated for September 2025, with multiple reports pointing to mid-September to third week as the initial DBT window as applications are validated.
Always monitor the official portal and district notices for your exact verification and credit dates.
Required Documents
- Aadhaar card of the applicant
- Bank passbook or account details (name, account number, IFSC)
- Recent photograph and signature (scanned)
- Mobile number for OTP and updates
- Any SHG membership/ID if already linked (else, linkage will be facilitated)
How to Apply
Urban Applicants
- Visit the MMRY official portal and select Apply.
- Complete registration with mobile number, Aadhaar, bank details, and basic profile.
- Upload photo, signature, Aadhaar, and bank passbook scans.
- Submit and track status on the portal; SHG linkage will be arranged if you are not already a member.
Rural Applicants
- Approach your Gram Organisation/SHG under JEEViKA.
- Provide required details; applications are compiled at the village/cluster level.
- If you are not in an SHG, apply to join first through the Gram Organisation; support will be provided.
Important: If anyone demands money for application or approval, report immediately to your Urban Local Body office or the district JEEViKA office. The scheme does not require facilitation fees.
How the DBT Works
- After application and verification, the first instalment ₹10,000 is credited via DBT to the applicant’s bank account.
- A progress review is conducted after the livelihood is initiated. Based on need and performance, further assistance up to ₹2 lakh may be released.
Practical Uses of the ₹10,000 Seed Support
- Purchasing tools, raw materials, or inventory for petty trade.
- Setting up home-based services such as tailoring, food processing, beauty services, or repair work.
- Meeting initial working capital and cash-flow gaps while linking to SHG credit.
These examples are indicative; choose an activity aligned with your skills and local demand.
Frequently Asked Questions
1) Who can apply for MMRY?
One eligible woman per family, aged 18–60, meeting income and employment conditions. SHG linkage is required; non-members will be linked before benefit release.
2) Is Aadhaar compulsory?
Yes. Aadhaar, mobile, and bank details are essential for verification and DBT.
3) What is the exact benefit amount?
₹10,000 as the first DBT instalment; up to ₹2 lakh additional assistance may be provided after assessment of the activity’s progress.
4) When do payments start?
As per official and media reports, first transfers are scheduled in September 2025, aligning with the first verification batches following the 7 September rural registration start. Check your portal dashboard and local notices for your date.
5) How do urban women apply?
Through the MMRY portal hosted by BRLPS; the site also provides the apply link and guidance.
6) Is there any fee to apply?
No. Report any demand for money to your Urban Local Body or JEEViKA district office.
7) Which departments run the scheme?
The scheme is implemented by the Rural Development Department via BRLPS (JEEViKA), with support from the Urban Development and Housing Department for urban areas.
Conclusion
Mukhyamantri Mahila Rojgar Yojana is a major, statewide push to make women economically self-reliant by providing quick, accountable seed funding and structured follow-up support. If you meet the eligibility criteria, apply online (urban) or through your SHG/Gram Organisation (rural), keep your Aadhaar and bank information ready, and track your application on the official portal for the first DBT instalment.
Official portal: MMRY on BRLPS | State livelihood agency: BRLPS (JEEViKA)
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