The Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit is one of the most important financial relief measures offered by the Canada Revenue Agency (CRA). Designed to help low- and moderate-income Canadians manage the rising cost of living, the GST/HST credit provides tax-free quarterly payments.
For 2025, many Canadians have been asking about the $698 CRA GST/HST Credit for September 2025. However, the facts reveal a slightly different timeline while the credit is often associated with September, the next scheduled payment will actually be made on October 3, 2025.
This article provides a detailed guide on eligibility, payment dates, how to check your credit, and key updates for the $698 CRA GST/HST Credit 2025.
Understanding the GST/HST Credit
The GST/HST Credit is a tax-free quarterly payment designed to reduce the tax burden of low- and moderate-income Canadians.
- Purpose: To offset the GST/HST paid on goods and services.
- Administered by: Canada Revenue Agency (CRA).
- Target Group: Individuals and families with lower household incomes.
- Payment Method: Direct deposit or mailed cheque (if not registered for direct deposit).
Quick Summary: $698 CRA GST/HST Credit 2025
Aspect |
Details |
|---|---|
Program Name |
GST/HST Credit |
Year |
2025 |
Country |
Canada |
Authority |
Canada Revenue Agency (CRA) |
Payment Frequency |
Quarterly (January, April, July, October) |
Upcoming Payment Date |
October 3, 2025 |
Payment Amount |
Up to $698 annually (amount varies by family income and size) |
Eligibility |
Canadian residents aged 19+, parents with dependents, or individuals with spouses |
Application |
No separate application; based on tax return |
Official Website |
$698 CRA GST/HST Credit: September 2025 Update
There has been confusion about a September 2025 payment. In reality:
- No payment will be credited in September 2025.
- The upcoming payment date is October 3, 2025.
- Eligible Canadians will see the credit deposited directly into their bank accounts.
The annual maximum benefit is $698, but the actual amount you receive depends on your net family income, marital status, and number of children.
Eligibility for the GST/HST Credit 2025
To qualify for the $698 CRA GST/HST Credit in 2025, you must meet the following requirements:
- Residency: You must be a Canadian resident for tax purposes at the time of payment.
- Age Requirement: You must be at least 19 years old before the payment month.
- Family Status: If under 19, you may still qualify if you are a parent living with a dependent child or have a spouse/common-law partner.
- Income Requirement: Your eligibility depends on your family net income reported in your previous year’s tax return. Higher incomes may reduce or eliminate eligibility.
- Tax Filing: You must file an income tax return, even if you have no income, to be considered for the GST/HST Credit.
How to Apply for the GST/HST Credit 2025
No separate application is needed. Here’s how it works:
- File Your Income Tax Return – This is mandatory. CRA automatically assesses eligibility from your return.
- Keep Banking Details Updated – Update information through CRA My Account to ensure payments are credited directly.
- Check Your Eligibility Online – Log into CRA My Account → “Benefits and Credits” → GST/HST Credit details.
Payment Schedule – GST/HST Credit 2025
The GST/HST credit is released quarterly. The schedule for 2025 is as follows:
Payment Number |
Date |
|---|---|
1st Payment |
January 3, 2025 |
2nd Payment |
April 4, 2025 |
3rd Payment |
July 4, 2025 |
4th Payment |
October 3, 2025 |
Fact Check – $698 CRA GST/HST Credit September 2025
- Rumor: Many sources suggested that the GST/HST Credit would be released in September 2025.
- Reality: Payments are scheduled quarterly, and the next payment is October 3, 2025, not in September.
- Confirmed: The annual maximum of $698 remains accurate for eligible Canadians.
- Source: Official details available at CRA’s GST/HST Credit page.
Why is the GST/HST Credit Important?
- Helps families with groceries, utilities, and basic expenses.
- Provides relief to those on fixed or modest incomes.
- Works alongside other benefits such as Canada Child Benefit (CCB) and Canada Workers Benefit (CWB) to improve affordability.
FAQs About $698 CRA GST/HST Credit September 2025
Q1. When is the next GST/HST Credit payment?
The next payment will be made on October 3, 2025.
Q2. How much will I receive in 2025?
The maximum benefit is $698 annually, but the actual amount depends on your family size and income.
Q3. Do I need to apply separately for the GST/HST Credit?
No. The CRA automatically determines eligibility from your tax return.
Q4. What if I didn’t file a tax return?
You will not receive the GST/HST Credit. Filing your taxes each year is essential.
Q5. How is the payment delivered?
Direct deposit (preferred) or cheque. Ensure your details are updated in CRA My Account.
Q6. Who is eligible for the GST/HST Credit?
Canadian residents aged 19+, or those with a dependent child or spouse, who meet the income threshold.
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